Web Site Terms and Conditions of Use

1. Terms

By accessing this website, you agree to be bound by these Terms and Conditions of Use, applicable laws, and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this site are protected by applicable copyright and trademark laws.

2. Use License

Permission is granted to temporarily download one copy of the materials (data or software) on Wallace, Cooper & Elliott Insurance Agency’s website for personal, non-commercial viewing only. This is a license grant, not a transfer of title, and under this license, you may not:

Modify or copy the materials.
Use the materials for any commercial purpose or for any public display (commercial or non-commercial).
Attempt to decompile or reverse engineer any software contained on this website.
Remove any copyright or other proprietary notations from the materials.
Transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Wallace, Cooper & Elliott Insurance Agency at any time. Upon termination, you must destroy any downloaded materials in your possession, whether in electronic or printed format.

3. Disclaimer

The materials on Wallace, Cooper & Elliott Insurance Agency’s website are provided “as is.” The company makes no warranties, expressed or implied, and disclaims all other warranties, including without limitation, implied warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property rights. Further, Wallace, Cooper & Elliott Insurance Agency does not warrant or make any representations regarding the accuracy or reliability of the materials on its website or any linked websites.

4. Limitations

In no event shall Wallace, Cooper & Elliott Insurance Agency or its suppliers be liable for any damages (including, but not limited to, loss of data or profit, or business interruption) arising from the use or inability to use the materials on its website, even if the company has been notified of the possibility of such damages.

5. Amendments and Errata

The materials appearing on this website could include technical, typographical, or photographic errors. Wallace, Cooper & Elliott Insurance Agency does not warrant that any materials on its site are accurate, complete, or current and may change them at any time without notice.

6. Links

Wallace, Cooper & Elliott Insurance Agency has not reviewed all websites linked to its site and is not responsible for the contents of any linked site. The inclusion of a link does not imply endorsement, and using linked sites is at the user’s own risk.

7. Site Terms of Use Modifications

Wallace, Cooper & Elliott Insurance Agency may revise these terms of use at any time without notice. By using this website, you agree to be bound by the current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Wallace, Cooper & Elliott Insurance Agency’s website shall be governed by the laws of the United States and the state in which the company operates, without regard to its conflict of law provisions.

Privacy Policy

1. Information Collection and Use

Your privacy is important to us. This policy outlines how we collect, use, disclose, and protect your personal information.

Before or at the time of collecting personal information, we will identify the purposes for which the information is being collected.
We collect personal information legally and fairly and, where appropriate, with the knowledge or consent of the individual.
Personal information will only be used for the stated purposes unless otherwise required by law.
We will retain personal information only as long as necessary to fulfill these purposes.
We will take reasonable security measures to protect personal information from unauthorized access, disclosure, loss, or modification.

2. Communications & Consent for Marketing Messages

By providing your contact information (phone number, email, or address), you expressly consent to receive communications from Wallace, Cooper & Elliott Insurance Agency, including but not limited to:

✅ Phone calls and text messages (SMS/MMS), including those sent using an autodialer or pre-recorded/artificial voice.
✅ Emails, ringless voicemail, and direct mail regarding products, services, or promotions.

2.1 Prior Express Written Consent (TCPA Compliance)

By providing your phone number, you expressly agree to receive marketing calls and text messages from Wallace, Cooper & Elliott Insurance Agency, including those sent using an autodialer. Your consent is not a condition of purchase. Standard message and data rates may apply.

If you do not wish to receive marketing calls or text messages, you may opt out at any time (see Section 4).

3. Third-Party Sharing

We do not sell or rent your personal information. However, we may share your data with trusted service providers who assist in fulfilling our business operations, such as customer support, marketing, and regulatory compliance. These third parties are obligated to protect your information and use it only for the agreed-upon purposes.

4. Opt-Out Rights

You may opt out of receiving marketing communications by:

📩 Text Messages: Reply STOP to any text message to opt out of SMS communications.
📞 Phone Calls: Contact us at 608.647.6311 or email service@wceins.com to request removal from our call list.
📧 Emails: Click the unsubscribe link in any marketing email or email us directly.
📬 Direct Mail: Contact us via email to request removal from our mailing list.

Opt-out requests will be processed promptly, but please allow 10 business days for full removal.

5. Security Measures

We take data security seriously and use industry-standard measures, including encryption and access controls, to protect your personal information. However, no online system is completely secure, and we cannot guarantee absolute security.

6. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and continued use of our services constitutes acceptance of these changes.

7. Contact Us

If you have any questions about this Privacy Policy, please contact us:

📧 Email: service@wceins.com
📞 Phone: 608.647.6311
📍 Mailing Address: 197 S Main St, Richland Center, WI 53581